Whilst pension plans are basically a savings plan for one’s retirement, they can be quite complicated.

Schemes available include:-

	the state pension
	stakeholder pension
	annuities
	personal pensions
	AVCs
	self invested schemes
	open market option
	executive schemes

For us to be able to assess your position accurately we will need to understand any previous and/or existing schemes you have. We then calculate what these may produce for you at retirement and, if this is short of the position where you require to be, we will advise you how best to invest to make up this shortfall.