Portfolio solutions
We recognise that choosing how to invest your money can seem daunting. To help in the task of aligning an appropriately constructed investment solution with your individual needs, objectives and risk profile, we have created a selection of ready-made solutions.
Growth Portfolios - The St. James's Place Growth Portfolios combine our range of individual funds into portfolios and are built specifically to aim to grow capital over time.
Polaris - The Polaris range is designed to grow your investments over time. There are four fund-of-funds solutions which aim to maximise returns at each level of risk. These are likely to fluctuate in value. Each of the four solutions is structured as a fund of funds, meaning it invests in other funds rather than directly in equities and bonds. Polaris invests primarily in SJP funds but can also invest in funds from other providers. Units are bought in the overarching Polaris solution rather than the underlying funds themselves.
InRetirement - The St. James's Place InRetirement range has been specifically designed to meet the needs of clients in retirement – from prioritising a safe and secure income, through to helping manage the trade-off between a safety-first approach and one looking to maximise the value of an inheritance.
Before you invest in our portfolios or fund ranges, it’s important to know that there are some risks that come with it. These risks include things like the risk of losing money because of changes in the stock market, currency or bond values. Full details of all the risks associated with these portfolios and funds are shown in ‘Understanding the balance between risk and reward’, which should be read in conjunction with this leaflet.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Need more information?
For more information, about our Growth and Income Portfolios or for a review of your existing investment plans, please get in touch.
